INSURANCE SOLUTIONS

Physical Damage Insurance for Titan Network Carriers

Coverage that protects a motor carrier’s own tractors and trailers from collision, fire, theft, and weather-related loss.

white and blue truck on road during daytime
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Physical Damage Insurance

Why Physical Damage Coverage Matters

Trucks and trailers are a motor carrier’s biggest capital investment, and downtime from a damaged unit hits revenue immediately. Physical Damage coverage responds when a company-owned tractor or trailer is damaged or destroyed, whether the cause is a collision, a fire, severe weather, or theft.

white and blue truck on road during daytime

WHAT THIS MEANS FOR YOU

What Physical Damage Covers

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Fire & Explosion

Coverage for tractor and trailer loss caused by fire or explosion.

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Fire & Explosion

Coverage for tractor and trailer loss caused by fire or explosion.

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Collision Damage

Coverage for damage from collisions with other vehicles or objects.

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Collision Damage

Coverage for damage from collisions with other vehicles or objects.

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Weather & Catastrophe Loss

Coverage for damage caused by hail, wind, flooding, and other severe weather.

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Weather & Catastrophe Loss

Coverage for damage caused by hail, wind, flooding, and other severe weather.

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Theft & Vandalism

Coverage for stolen equipment and damage caused by vandalism.

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Theft & Vandalism

Coverage for stolen equipment and damage caused by vandalism.

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Mechanical Exclusion Guidance

Clarity on what's covered versus routine mechanical wear, so there are no surprises at claim time.

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Mechanical Exclusion Guidance

Clarity on what's covered versus routine mechanical wear, so there are no surprises at claim time.

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Stated & Actual Cash Value Options

Valuation options that fit owner-operators and larger fleets alike.

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Stated & Actual Cash Value Options

Valuation options that fit owner-operators and larger fleets alike.

THE TITAN DIFFERENCE

Why Titan Network Carriers Trust Us for Physical Damage Coverage

Why Titan Network Carriers Trust Us for Physical Damage Coverage

A damaged truck off the road is lost revenue every day it sits in the shop, so Physical Damage coverage needs a claims team that moves fast and understands freight equipment.

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Titan Insurance Group’s program is built by people who came off the freight desk, not a generic personal-lines shop, so equipment valuations and claims handling reflect how carriers actually run.

With Higginbotham’s backing and a captive reinsurance structure behind the program, carriers get stable pricing and a claims process built to get equipment back on the road quickly.

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Get started today

An insurance PARTNER That Knows Trucking?

Whether you run one truck or one hundred, broker freight, or ship it, our team is ready to look at your operation the way it deserves — on its own record.

white trailer truck on road
Get started today

An insurance PARTNER That Knows Trucking?

Whether you run one truck or one hundred, broker freight, or ship it, our team is ready to look at your operation the way it deserves — on its own record.

white trailer truck on road
Get started today

An insurance PARTNER That Knows Trucking?

Whether you run one truck or one hundred, broker freight, or ship it, our team is ready to look at your operation the way it deserves — on its own record.