INSURANCE SOLUTIONS
Physical Damage Insurance for Titan Network Carriers
Coverage that protects a motor carrier’s own tractors and trailers from collision, fire, theft, and weather-related loss.

Physical Damage Insurance
Why Physical Damage Coverage Matters
Trucks and trailers are a motor carrier’s biggest capital investment, and downtime from a damaged unit hits revenue immediately. Physical Damage coverage responds when a company-owned tractor or trailer is damaged or destroyed, whether the cause is a collision, a fire, severe weather, or theft.

WHAT THIS MEANS FOR YOU
What Physical Damage Covers
THE TITAN DIFFERENCE
A damaged truck off the road is lost revenue every day it sits in the shop, so Physical Damage coverage needs a claims team that moves fast and understands freight equipment.

Titan Insurance Group’s program is built by people who came off the freight desk, not a generic personal-lines shop, so equipment valuations and claims handling reflect how carriers actually run.
With Higginbotham’s backing and a captive reinsurance structure behind the program, carriers get stable pricing and a claims process built to get equipment back on the road quickly.



