INSURANCE SOLUTIONS
Occupational Accident Insurance for Titan Network Carriers
Accident, disability, and accidental death coverage built for independent contractor drivers who fall outside traditional Workers’ Compensation.

Occupational Accident Coverage
Why Occupational Accident Coverage Matters
Independent contractor drivers, owner-operators leased to a motor carrier, typically aren’t classified as employees, which means Workers’ Compensation generally doesn’t apply to them. Occupational Accident insurance fills that gap, providing benefits for medical care, disability, and accidental death when a driver is injured on the job.

WHAT THIS MEANS FOR YOU
What Occupational Accident Covers
THE TITAN DIFFERENCE
Independent contractor drivers carry real injury risk without the safety net of Workers' Compensation, and they deserve a program that treats that risk seriously.

Titan Insurance Group understands the owner-operator model because the program was built by people who worked directly with independent contractor fleets.
With Higginbotham’s backing, Titan makes sure Occupational Accident coverage is simple to understand and quick to respond when a driver needs it most.



