INSURANCE SOLUTIONS

Occupational Accident Insurance for Titan Network Carriers

Accident, disability, and accidental death coverage built for independent contractor drivers who fall outside traditional Workers’ Compensation.

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Occupational Accident Coverage

Why Occupational Accident Coverage Matters

Independent contractor drivers, owner-operators leased to a motor carrier, typically aren’t classified as employees, which means Workers’ Compensation generally doesn’t apply to them. Occupational Accident insurance fills that gap, providing benefits for medical care, disability, and accidental death when a driver is injured on the job.

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WHAT THIS MEANS FOR YOU

What Occupational Accident Covers

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Accident Medical Expense

Coverage for medical costs following a covered on-the-job accident.

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Accident Medical Expense

Coverage for medical costs following a covered on-the-job accident.

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Disability Benefits

Income replacement benefits during recovery from a covered injury.

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Disability Benefits

Income replacement benefits during recovery from a covered injury.

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Accidental Death & Dismemberment

Benefits paid in the event of accidental death or serious injury.

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Accidental Death & Dismemberment

Benefits paid in the event of accidental death or serious injury.

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Contractor & Owner-Operator Eligibility

Coverage designed specifically for 1099 independent contractor drivers.

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Contractor & Owner-Operator Eligibility

Coverage designed specifically for 1099 independent contractor drivers.

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Continued Care Coordination

Support connecting injured drivers with appropriate medical care.

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Continued Care Coordination

Support connecting injured drivers with appropriate medical care.

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Simplified Claims Filing

A straightforward claims process built for owner-operators without an HR department.

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Simplified Claims Filing

A straightforward claims process built for owner-operators without an HR department.

THE TITAN DIFFERENCE

Why Titan Network Carriers Trust Titan Insurance Group for Occupational Accident Coverage

Why Titan Network Carriers Trust Titan Insurance Group for Occupational Accident Coverage

Independent contractor drivers carry real injury risk without the safety net of Workers' Compensation, and they deserve a program that treats that risk seriously.

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Titan Insurance Group understands the owner-operator model because the program was built by people who worked directly with independent contractor fleets.

With Higginbotham’s backing, Titan makes sure Occupational Accident coverage is simple to understand and quick to respond when a driver needs it most.

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An insurance PARTNER That Knows Trucking?

Whether you run one truck or one hundred, broker freight, or ship it, our team is ready to look at your operation the way it deserves — on its own record.

white trailer truck on road
Get started today

An insurance PARTNER That Knows Trucking?

Whether you run one truck or one hundred, broker freight, or ship it, our team is ready to look at your operation the way it deserves — on its own record.

white trailer truck on road
Get started today

An insurance PARTNER That Knows Trucking?

Whether you run one truck or one hundred, broker freight, or ship it, our team is ready to look at your operation the way it deserves — on its own record.