INSURANCE SOLUTIONS

Excess & Umbrella Liability Insurance for Titan Network Carriers

Additional liability limits that stand behind primary auto and general liability coverage when a claim exceeds underlying limits.

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Excess & Umbrella Liability Insurance

Why Excess & Umbrella Liability Matters

Jury awards against motor carriers have climbed sharply in recent years, with verdicts that regularly exceed primary liability limits many times over. Excess and Umbrella Liability coverage adds a layer of protection above primary Auto and General Liability policies so a single severe accident doesn’t threaten the business.

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WHAT THIS MEANS FOR YOU

What Excess & Umbrella Liability Covers

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Follow-Form Excess Limits

Additional limits that sit directly above primary Auto Liability coverage.

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Follow-Form Excess Limits

Additional limits that sit directly above primary Auto Liability coverage.

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General Liability Excess

Added protection above underlying General Liability limits for non-auto exposures.

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General Liability Excess

Added protection above underlying General Liability limits for non-auto exposures.

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Catastrophic Claim Defense

Support for legal defense on severe claims that reach into excess layers.

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Catastrophic Claim Defense

Support for legal defense on severe claims that reach into excess layers.

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Nuclear-Verdict Protection

Limits structured to respond to today's outsized jury award environment.

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Nuclear-Verdict Protection

Limits structured to respond to today's outsized jury award environment.

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Multi-Layer Tower Placement

Access to multiple excess layers for carriers that need higher total limits.

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Multi-Layer Tower Placement

Access to multiple excess layers for carriers that need higher total limits.

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Shipper & Broker Contract Compliance

Limits built to meet the excess coverage requirements shippers and brokers require.

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Shipper & Broker Contract Compliance

Limits built to meet the excess coverage requirements shippers and brokers require.

THE TITAN DIFFERENCE

Why Titan Network Carriers Trust Us for Excess & Umbrella Liability Coverage

Why Titan Network Carriers Trust Us for Excess & Umbrella Liability Coverage

Excess capacity has tightened across trucking as nuclear verdicts have grown more common, and carriers need a partner who can still find the limits they need.

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Titan Insurance Group tracks nuclear-verdict trends and litigation patterns as part of how it builds every program, not as an afterthought.

With Higginbotham’s market access and a captive reinsurance structure behind the program, Titan works to secure the excess capacity and rate stability carriers need to keep operating with confidence.

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An insurance PARTNER That Knows Trucking?

Whether you run one truck or one hundred, broker freight, or ship it, our team is ready to look at your operation the way it deserves — on its own record.

white trailer truck on road
Get started today

An insurance PARTNER That Knows Trucking?

Whether you run one truck or one hundred, broker freight, or ship it, our team is ready to look at your operation the way it deserves — on its own record.

white trailer truck on road
Get started today

An insurance PARTNER That Knows Trucking?

Whether you run one truck or one hundred, broker freight, or ship it, our team is ready to look at your operation the way it deserves — on its own record.